bigtargetmedia.com – Technology has made earning money easier than ever before. Today, you can generate real income right from your smartphone — using money-making apps and a stable internet connection.
These apps allow you to complete simple tasks such as filling out surveys, watching videos, creating content, promoting products, or even reading novels — all while earning cash rewards that can be transferred to your e-wallet or bank account.
Although the income may not replace a full-time job, these apps are great for earning extra cash safely and conveniently. However, make sure to only use legitimate and trusted platforms.
1. YouTube
YouTube remains one of the most popular platforms for creators to earn money. Users can generate income through ads, channel memberships, and brand sponsorships.
With consistent content creation and audience growth, YouTube can become a significant and sustainable source of income.
2. Facebook Pro
Through its monetization program, Facebook Pro allows creators to earn revenue from in-stream ads, video content, and live sessions.
Many creators leverage Facebook to reach a wider audience while building loyal online communities and passive income streams.
3. TikTok Lite
TikTok Lite offers rewards to active users who watch videos, invite friends, or complete specific missions.
While the earnings per task may be small, consistent use can result in a noticeable accumulation over time — especially if you engage daily.
4. Shopee Affiliate
The Shopee Affiliate Program allows anyone to earn commissions by promoting products through affiliate links.
The best part? You don’t need to hold stock or invest upfront capital. It’s an ideal way for beginners to start earning side income through e-commerce marketing.
5. SnackVideo
Similar to TikTok Lite, SnackVideo rewards users with points that can be converted into real cash.
You can earn by watching, sharing videos, or inviting new users to the platform — an effortless way to generate pocket money during your spare time.
6. GoNovel
Love reading? GoNovel lets you earn money by simply reading digital novels.
Every time you finish a chapter or complete a reading mission, you’ll receive points that can be exchanged for an e-wallet balance — perfect for book enthusiasts who want to get rewarded for their hobby.
7. Populix
Populix is a legitimate online survey platform that pays users for participating in research-based surveys.
It’s an excellent option for those who enjoy sharing their opinions while earning extra income. Since it’s based on real market research, Populix is fully legal and trustworthy.
Save and Grow Your Income
Earning extra money through apps is a smart way to reach your financial goals faster. Once you start receiving funds from these platforms, the next step is to save or invest your earnings wisely.
One great option for managing your digital savings is Nyala by OCBC, a modern banking service designed to help you grow your money effortlessly.
What Is Nyala by OCBC?
Nyala is a digital banking service from OCBC that provides customers with exclusive benefits based on their combined balance across multiple OCBC products, including savings accounts, deposits, investments, and term savings.
With an average combined balance starting from IDR 1 million per month, users can enjoy numerous benefits — from free transfers to investment rewards.
Key Benefits of Nyala by OCBC
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Wide range of savings and investment options
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Unlimited free BI-FAST transfers
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Up to 30 free interbank transfers per month
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Special foreign transfer rates (for Nyala Pro & Master levels)
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Up to 30 free ATM withdrawals
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No fees for e-wallet top-ups and bill payments (up to 30x)
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Free access to financial literacy classes
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Up to 6 free financial consultations with Nyala Trainers
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Over IDR 1.5 million in rewards through the Poin Seru loyalty program
How to Open a Nyala Account
Opening a Nyala account is simple. Just follow these 5 easy steps via the OCBC Mobile App (available on App Store and Play Store):
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Open the OCBC mobile app, tap “Register OCBC Mobile”, then select “I Don’t Have an Account”.
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Choose Nyala, create your account, and activate your service using your E-KTP.
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Fill in your personal data, select your debit card type, and delivery location.
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Complete the video verification process. You’ll receive your account number and temporary User ID via SMS.
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Create your Password and Transaction PIN, agree to the terms, and make your initial deposit.
Once done, your account will be active, and you can enjoy all Nyala benefits immediately.
Other OCBC Mobile App Features
In addition to Nyala, the OCBC mobile app provides access to a variety of financial services such as savings, investments, and loan applications.
It also includes the Life Goals feature — helping you set, track, and achieve your financial targets step by step.
Start your financial journey today with OCBC Mobile and enjoy all the benefits at your fingertips!
Final Thoughts
Earning extra money no longer requires complicated steps or large investments.
With the right apps and smart financial management tools like Nyala by OCBC, you can start building a more stable and rewarding financial future — all from your smartphone.
